The current credit repair system for bankrupt enterprises faces several issues, including insufficient legislative systematization, ambiguous responsibilities of regulatory authorities, weak information governance capabilities, lack of differentiated dynamic regulatory models, and imperfect supervision mechanisms. These issues hinder the high-quality and efficient operation of credit repair for bankrupt enterprises. The integration of cloud-native architecture with fields such as finance and logistics has already achieved significant success. Its features, such as distributed architecture, DevOps, and trustless technologies, align well with the systematic construction requirements of credit repair systems for bankrupt enterprises. Within the existing legal framework for credit, it is essential to further improve the credit supervision system for bankruptcy reorganization, clarify the responsibilities of regulatory authorities, enhance their information governance capabilities, accelerate the construction of differentiated dynamic regulatory models, and contribute to the establishment of a unified large market