微型金融发展对区域经济的影响关系研究——基于空间杜宾模型的实证分析

郑兰祥; 王新平

doi:10.12152/j.issn.1672-2868.2019.02.006

巢湖学院学报 >

2019 , Vol. 21 >Issue 2: 33 - 42

DOI: https://doi.org/10.12152/j.issn.1672-2868.2019.02.006

经济与管理

微型金融发展对区域经济的影响关系研究——基于空间杜宾模型的实证分析

郑兰祥 ,
王新平

展开

安徽大学经济学院

郑兰祥（1965-），男，安徽合肥人，安徽大学经济学院教授，博士，主要从事宏观金融与区域金融管理研究。

收稿日期: 2019-01-12

网络出版日期: 2019-03-25

基金资助

教育部人文社科研究一般项目（项目编号：15YJC790145）

收起

Research on the Relationship between Micro-finance and Regional Economic Development——An Empirical Analysis Based on Spatial Dubin Model

ZHENG Lan-xiang ,
WANG Xin-ping

Expand

Economics School, Anhui University

Received date: 2019-01-12

Online published: 2019-03-25

Fold

摘要

摘要：文章结合我国2009—2018 年30 个省的面板数据，运用莫兰指数来检验微型金融与区域经济发展之间是否存在空间相关性，结合空间杜宾模型（SDM）去推断微型金融与地区经济发展之间的关联，并对其效应进行分解，客观准确地反映微型金融与地区经济发展之间的关系。结果表明：微型金融与区域经济增长之间存在显著的空间依赖性，微型金融规模对本区域和周边地区的经济发展均有着正向促进作用，社会固定投资水平的提高能够带动本地域经济的发展，现下金融发展程度对本区域的经济发展在一定程度上存在抑制作用，政府财政支持具有强烈的负向溢出效应。如果不将空间因素纳入考虑，微型金融和地区经济发展二者的关系将会被错估。

关键词： 微型金融; 空间集聚; 区域经济

本文引用格式

郑兰祥 , 王新平 . 微型金融发展对区域经济的影响关系研究——基于空间杜宾模型的实证分析[J]. 巢湖学院学报, 2019 , 21(2) : 33 -42 . DOI: 10.12152/j.issn.1672-2868.2019.02.006

Abstract

This paper uses the Moran index to test whether there is spatial correlation between micro-finance and regional economic development by combining the panel data of 30 provinces in China from 2009 to 2018. Combining the Spatial Doberman Model 渊SDM冤to infer the correlation between micro-finance and regional economic development, and decomposition of its effects and objectively and accurately reflect the specific relationship between micro-finance and regional economic development. The results show that there is significant spatial dependence between micro-finance and regional economic growth. Micro-financial efficiency has a positive effect on the economic development of the region. It also promotes neighboring regions under the geographic distance matrix and improves the level of social fixed investment. It can promote the development of the local economy. The financial scale has a certain degree of restraining effect on the economic development of the region. The government financial support has a strong negative spillover effect. If spatial factors are not taken into account, the relationship between microfinance and regional economic development will be miscalculated.

Key words： micro-finance; spatial agglomeration; regional economic development

Options

文章导航

模态框（Modal）标题

摘要

本文引用格式

Abstract